{"id":6557,"date":"2026-05-07T12:16:23","date_gmt":"2026-05-07T10:16:23","guid":{"rendered":"https:\/\/www.tragwerk-versicherungen.ch\/?page_id=6557"},"modified":"2026-08-26T16:09:37","modified_gmt":"2026-08-26T14:09:37","slug":"private","status":"publish","type":"page","link":"https:\/\/www.tragwerk-versicherungen.ch\/en\/solutions\/private\/","title":{"rendered":"Private"},"content":{"rendered":"<div class=\"gb-container gb-container-354cd102 alignfull\">\n<div class=\"gb-container gb-container-3b777f48\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-f7d2abb8\">\n<div class=\"gb-grid-column gb-grid-column-99bbd199\"><div class=\"gb-container gb-container-99bbd199\">\n\n<h1 class=\"wp-block-heading has-contrast-color has-text-color has-link-color wp-elements-1\">Solutions for private individuals.<\/h1>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-f6e0fa64\"><div class=\"gb-container gb-container-f6e0fa64\"><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-a62ad711 alignfull\">\n<div class=\"gb-container gb-container-8c0ee29e\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-d26b9291\">\n<div class=\"gb-grid-column gb-grid-column-2aa38abf\"><div class=\"gb-container gb-container-2aa38abf\">\n\n<h2 class=\"wp-block-heading aos-fade-up\">Security that creates freedom.<\/h2>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-f1dceed9\"><div class=\"gb-container gb-container-f1dceed9 aos-fade aos-delay-500\">\n\n<p class=\"wp-block-paragraph\" style=\"font-size:1.3rem\">We create clarity, reduce complexity, and personally support you in important financial decisions. When insurance and pension planning are properly aligned, the result is more than security: you gain financial freedom, greater ease in everyday life, and more room for the life that matters to you.<\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-38c190bf alignfull\" id=\"pension-funds\">\n<div class=\"gb-container gb-container-aa7ff99d\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-ca953d8c\">\n<div class=\"gb-grid-column gb-grid-column-5817af8f\"><div class=\"gb-container gb-container-5817af8f\">\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1001\" height=\"1208\" src=\"https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/vorsorge-versicherungen-basel_tragwerk-ag.webp\" alt=\"\" class=\"wp-image-5985\" style=\"aspect-ratio:0.8286398915394136;width:585px;height:auto\" srcset=\"https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/vorsorge-versicherungen-basel_tragwerk-ag.webp 1001w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/vorsorge-versicherungen-basel_tragwerk-ag-249x300.webp 249w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/vorsorge-versicherungen-basel_tragwerk-ag-849x1024.webp 849w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/vorsorge-versicherungen-basel_tragwerk-ag-768x927.webp 768w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/vorsorge-versicherungen-basel_tragwerk-ag-500x603.webp 500w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/vorsorge-versicherungen-basel_tragwerk-ag-800x965.webp 800w\" sizes=\"auto, (max-width: 1001px) 100vw, 1001px\" \/><\/figure>\n\n\n\n<div style=\"height:2em\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Vorsorge soll dir Sicherheit geben und Freiraum schaffen. Kontaktiere uns \u2013 gemeinsam finden wir eine L\u00f6sung.<\/p>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-27653db5\"><div class=\"gb-container gb-container-27653db5\">\n\n<h2 class=\"wp-block-heading has-text-align-left aos-fade-up has-accent-color has-text-color has-link-color wp-elements-2\">Pension Planning<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Are the state pension and occupational pension fund sufficient to maintain your standard of living in retirement? How are you protected in the event of illness, accident, or incapacity to work \u2013 and are you making sensible use of your tax opportunities?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">We take a holistic look at your pension situation, identify potential gaps, and support you with your individual future planning \u2013 whether in building wealth, tax matters, protecting your family, or planning for retirement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This creates a pension structure that fits your life and gives you more security, freedom, and predictability for the future.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pillar 3a<\/li>\n\n\n\n<li>Pillar 3b<\/li>\n\n\n\n<li>Life insurance<\/li>\n\n\n\n<li>Term life insurance<\/li>\n\n\n\n<li>Death and disability protection<\/li>\n\n\n\n<li>Mortgage protection<\/li>\n\n\n\n<li>Retirement planning<\/li>\n<\/ul>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-a12e5392 alignfull\" id=\"insurances\">\n<div class=\"gb-container gb-container-613a248f\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-32cd434f\">\n<div class=\"gb-grid-column gb-grid-column-cda9add2\"><div class=\"gb-container gb-container-cda9add2\">\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"753\" height=\"764\" src=\"https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Versicherungen-Basel.jpg\" alt=\"\" class=\"wp-image-6437\" style=\"aspect-ratio:3\/4;object-fit:cover;width:585px;height:auto\" srcset=\"https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Versicherungen-Basel.jpg 753w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Versicherungen-Basel-296x300.jpg 296w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Versicherungen-Basel-500x507.jpg 500w\" sizes=\"auto, (max-width: 753px) 100vw, 753px\" \/><\/figure>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-3df3322d\"><div class=\"gb-container gb-container-3df3322d\">\n\n<h2 class=\"wp-block-heading has-text-align-left aos-fade-up has-accent-color has-text-color has-link-color wp-elements-3\">Insurance<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Are the premiums for my insurance policies appropriate, and do they meet my needs? Who can I contact in the event of a claim?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">We optimize your existing insurance portfolio, helping you save both time and costs.<\/p>\n\n\n\n<div style=\"height:2em\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"gb-container gb-container-7171e599 accordion gb-accordion\">\n<div class=\"gb-container gb-container-7d4aa91a gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-cfec8989 gb-accordion__toggle\" id=\"gb-accordion-toggle-cfec8989\"><span class=\"gb-button-text\"><strong>Health Insurance<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-fede90fc\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-fede90fc\">\n\n<p class=\"wp-block-paragraph\">Health insurance is one of the most important elements of your personal protection. Basic insurance is mandatory for every person in Switzerland and covers the legally required benefits in the event of illness, accident, and maternity. Voluntary supplementary insurance allows coverage to be expanded individually and adapted to personal needs.<br><br>In addition to choosing the right health insurer, the deductible, insurance model, and desired supplementary coverage also play an important role. We help you understand the various options, compare benefits and premiums, and find the optimal solution for your personal situation.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-62642dec gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-417b4cc3 gb-accordion__toggle\" id=\"gb-accordion-toggle-417b4cc3\"><span class=\"gb-button-text\"><strong>Household Contents Insurance<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-ca692e98\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-ca692e98\">\n\n<p class=\"wp-block-paragraph\">Household contents insurance provides financial protection for your household possessions and protects your furnishings and personal belongings against the financial consequences of unexpected damage events.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Needs-based insurance protection starts with correctly determining the insured sum and selecting the appropriate coverage. We review existing solutions, analyze your individual living situation, and ensure that your household contents and your family\u2019s financial security are optimally protected.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-1622fade gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-3b5f30e6 gb-accordion__toggle\" id=\"gb-accordion-toggle-3b5f30e6\"><span class=\"gb-button-text\"><strong>Building Insurance<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-78c8f63c\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-78c8f63c\">\n\n<p class=\"wp-block-paragraph\">Building property insurance protects your home against the financial consequences of unforeseen damage. Depending on the canton and selected insurance coverage, it includes fire, natural hazard, and water damage, among other useful supplementary coverages.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In most Swiss cantons, building insurance is organized through the cantonal building insurance provider. In the so-called GUSTAVO cantons (Geneva, Uri, Schwyz, Obwalden, Ticino, and Appenzell Innerrhoden), there is no cantonal building insurance. In these cantons, coverage is arranged through private insurers, which means benefits and premiums may vary.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We review your current living situation, the building value, and your existing insurance coverage. After conversions, renovations, or other changes, we check whether the insured sum is still sufficient and whether all relevant risks are covered. This helps avoid underinsurance or overinsurance and ensures your home is optimally protected.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-e4239cb2 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-6a863445 gb-accordion__toggle\" id=\"gb-accordion-toggle-6a863445\"><span class=\"gb-button-text\"><strong><strong><strong><strong><strong>Motor Vehicle Insurance<\/strong><\/strong><\/strong><\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-1be128e3\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-1be128e3\">\n\n<p class=\"wp-block-paragraph\">So you can focus on driving, we take care of the rest.<br><br>Whether registering a new vehicle, changing vehicles, or optimizing your existing insurance \u2013 we compare the market, obtain quotes, and find the right insurance coverage at a fair price. Together, we review which coverages you truly need and whether your vehicle is optimally protected.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-cba92137 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-7981348f gb-accordion__toggle\" id=\"gb-accordion-toggle-7981348f\"><span class=\"gb-button-text\"><strong><strong><strong><strong><strong>Personal Liability Insurance<\/strong><\/strong><\/strong><\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-6d953e00\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-6d953e00\">\n\n<p class=\"wp-block-paragraph\">A mishap can happen quickly \u2013 but the financial consequences can be significant. Personal liability insurance protects you if you cause damage to another person or their property.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We review your insurance protection, advise you on suitable coverages, and ensure that you and your family are comprehensively protected in everyday life.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-5e34fb17 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-09ed9576 gb-accordion__toggle\" id=\"gb-accordion-toggle-09ed9576\"><span class=\"gb-button-text\"><strong>Legal Protection Insurance<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-de268fd6\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-de268fd6\">\n\n<p class=\"wp-block-paragraph\">Not every conflict can be resolved through a conversation. Whether in road traffic, at work, with a landlord, or after a purchase \u2013 a legal dispute can quickly lead to high costs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Legal protection insurance supports you with legal advice and, depending on the coverage, covers attorney, court, and procedural costs. We review which modules make sense for your life situation, compare different offers, and ensure that you are optimally protected if the worst happens.<\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-8dcd1e2d alignfull\" id=\"mortgages\">\n<div class=\"gb-container gb-container-7da32e6d\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-3f483a05\">\n<div class=\"gb-grid-column gb-grid-column-a466df72\"><div class=\"gb-container gb-container-a466df72\">\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"753\" height=\"764\" src=\"https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Hypotheken-Basel.jpg\" alt=\"\" class=\"wp-image-6432\" style=\"aspect-ratio:3\/4;object-fit:cover;width:585px;height:auto\" srcset=\"https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Hypotheken-Basel.jpg 753w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Hypotheken-Basel-296x300.jpg 296w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Hypotheken-Basel-500x507.jpg 500w\" sizes=\"auto, (max-width: 753px) 100vw, 753px\" \/><\/figure>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-323cc950\"><div class=\"gb-container gb-container-323cc950\">\n\n<h2 class=\"wp-block-heading has-text-align-left aos-fade-up has-accent-color has-text-color has-link-color wp-elements-4\">Mortgages<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">The right mortgage is more than just financing \u2013 it is the foundation for your future.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">That is why we compare the terms offered by various banks and financing partners for you, analyze your financial situation, and develop a financing solution tailored to your goals. With personal advice, independent recommendations, and transparent support, we create the basis for secure and sustainable financing.<\/p>\n\n\n\n<div style=\"height:2em\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"gb-container gb-container-1bc81b91 accordion gb-accordion\">\n<div class=\"gb-container gb-container-f6711582 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-fb4e39ee gb-accordion__toggle\" id=\"gb-accordion-toggle-fb4e39ee\"><span class=\"gb-button-text\"><strong>Fixed-Rate Mortgage<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-d53ee367\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-d53ee367\">\n\n<p class=\"wp-block-paragraph\">With a fixed-rate mortgage, you benefit from a fixed interest rate over the entire term. This keeps your financing costs predictable and protects you against rising interest rates during the contract period. It is particularly suitable for anyone who values security and long-term planning.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-61089f2d gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-934f624a gb-accordion__toggle\" id=\"gb-accordion-toggle-934f624a\"><span class=\"gb-button-text\"><strong>Variable Mortgage<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-1e8bbbe2\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-1e8bbbe2\">\n\n<p class=\"wp-block-paragraph\">The variable mortgage offers you maximum flexibility because it is not tied to a fixed term. The interest rate is based on current market developments and is adjusted accordingly. It is especially suitable if you want to keep your financing flexible or switch to another mortgage model at a later date.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-520c2903 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-61e3a779 gb-accordion__toggle\" id=\"gb-accordion-toggle-61e3a779\"><span class=\"gb-button-text\"><strong><strong><strong><strong><strong>SARON<\/strong><\/strong><\/strong><\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-1797210b\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-1797210b\">\n\n<p class=\"wp-block-paragraph\">SARON (Swiss Average Rate Overnight) is an interest rate index calculated since 2009 based on completed transactions and binding quotes (buy and sell prices) in the Swiss money market.<br><br>Developed by SIX Group AG in cooperation with the Swiss National Bank (SNB), SARON is publicly accessible, robust, and meets international benchmark standards. Every day after the close of trading (18:00 UTC), SARON is calculated and published by SIX, the institution that operates the infrastructure for the Swiss financial center.<\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-7493ca9b alignfull\" id=\"real-estate\">\n<div class=\"gb-container gb-container-22c1f017\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-52aa9169\">\n<div class=\"gb-grid-column gb-grid-column-0b55ddcc\"><div class=\"gb-container gb-container-0b55ddcc\">\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"753\" height=\"764\" src=\"https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Immobilien-Basel.jpg\" alt=\"\" class=\"wp-image-6433\" style=\"aspect-ratio:3\/4;object-fit:cover;width:585px;height:auto\" srcset=\"https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Immobilien-Basel.jpg 753w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Immobilien-Basel-296x300.jpg 296w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Immobilien-Basel-500x507.jpg 500w\" sizes=\"auto, (max-width: 753px) 100vw, 753px\" \/><\/figure>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-698a9a13\"><div class=\"gb-container gb-container-698a9a13\">\n\n<h2 class=\"wp-block-heading has-text-align-left aos-fade-up has-accent-color has-text-color has-link-color wp-elements-5\">Real Estate<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Buying or selling a property is an important decision \u2013 we make sure it is in the right hands.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Together with our experienced real estate partners, we personally accompany you through the entire purchase or sales process \u2013 from the initial consultation to successful completion.<\/p>\n\n\n\n<div style=\"height:2em\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"gb-container gb-container-9b1b669b accordion gb-accordion\">\n<div class=\"gb-container gb-container-204b190c gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-857a0832 gb-accordion__toggle\" id=\"gb-accordion-toggle-857a0832\"><span class=\"gb-button-text\"><strong>Mortgage Protection<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-d45e7de9\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-d45e7de9\">\n\n<p class=\"wp-block-paragraph\">We support you with all questions related to your financing.<br><br>Whether it is a new mortgage, the extension of existing financing, or the optimal choice between direct and indirect amortization \u2013 we provide independent advice, compare the terms offered by various banks, and find a solution that fits your needs and future plans. Personal, transparent, and focused on achieving the best long-term outcome for you.<\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-b23e93a0 alignfull\">\n<div class=\"gb-container gb-container-5e78e7d9\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-f951061a\">\n<div class=\"gb-grid-column gb-grid-column-9686c42c\"><div class=\"gb-container gb-container-9686c42c aos-fade-up\">\n\n<h2 class=\"wp-block-heading big has-contrast-color has-text-color has-link-color wp-elements-6\" style=\"font-size:3rem\">We compare the market independently and find the solution with the best value for money for you \u2013 individual, transparent, and sustainable.<\/h2>\n\n\n\n<div style=\"height:2em\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.tragwerk-versicherungen.ch\/en\/contact\/\" style=\"border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-left-radius:0px;border-bottom-right-radius:0px;letter-spacing:0px\">Contact<\/a><\/div>\n<\/div>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-6ec8e6af\"><div class=\"gb-container gb-container-6ec8e6af\">\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":6480,"parent":6516,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"tags":[],"class_list":["post-6557","page","type-page","status-publish","has-post-thumbnail"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - 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