{"id":6557,"date":"2026-05-07T12:16:23","date_gmt":"2026-05-07T10:16:23","guid":{"rendered":"https:\/\/www.tragwerk-versicherungen.ch\/?page_id=6557"},"modified":"2026-05-11T14:34:30","modified_gmt":"2026-05-11T12:34:30","slug":"private","status":"publish","type":"page","link":"https:\/\/www.tragwerk-versicherungen.ch\/en\/solutions\/private\/","title":{"rendered":"Private"},"content":{"rendered":"<div class=\"gb-container gb-container-354cd102 alignfull\">\n<div class=\"gb-container gb-container-3b777f48\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-f7d2abb8\">\n<div class=\"gb-grid-column gb-grid-column-99bbd199\"><div class=\"gb-container gb-container-99bbd199\">\n\n<h1 class=\"wp-block-heading has-contrast-color has-text-color has-link-color wp-elements-5de9b70cff9b68dbc3995e2e984342f4\">Solutions for private customer<\/h1>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-f6e0fa64\"><div class=\"gb-container gb-container-f6e0fa64\"><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-a62ad711 alignfull\">\n<div class=\"gb-container gb-container-8c0ee29e\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-d26b9291\">\n<div class=\"gb-grid-column gb-grid-column-2aa38abf\"><div class=\"gb-container gb-container-2aa38abf\">\n\n<h2 class=\"wp-block-heading aos-fade-up\">Comprehensive <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-color\">pension and insurance solutions<\/mark> for private individuals as well as mortgage and real estate advice.<\/h2>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-f1dceed9\"><div class=\"gb-container gb-container-f1dceed9 aos-fade aos-delay-500\">\n\n<p class=\"wp-block-paragraph\" style=\"font-size:1.3rem\">We are your trusted partner when it comes to your financial security and pension provision. Whether it&#8217;s tailor-made pension plans, insurance solutions, mortgages or real estate advice &#8211; we take the time to understand your individual needs and work with you to find the best solutions. With us, you have a partner at your side who will provide you with advice and support.<\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-38c190bf alignfull\" id=\"pension-funds\">\n<div class=\"gb-container gb-container-aa7ff99d\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-ca953d8c\">\n<div class=\"gb-grid-column gb-grid-column-5817af8f\"><div class=\"gb-container gb-container-5817af8f\">\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1001\" height=\"1208\" src=\"https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/vorsorge-versicherungen-basel_tragwerk-ag.webp\" alt=\"\" class=\"wp-image-5985\" style=\"aspect-ratio:0.8286398915394136;width:585px;height:auto\" srcset=\"https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/vorsorge-versicherungen-basel_tragwerk-ag.webp 1001w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/vorsorge-versicherungen-basel_tragwerk-ag-249x300.webp 249w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/vorsorge-versicherungen-basel_tragwerk-ag-849x1024.webp 849w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/vorsorge-versicherungen-basel_tragwerk-ag-768x927.webp 768w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/vorsorge-versicherungen-basel_tragwerk-ag-500x603.webp 500w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/vorsorge-versicherungen-basel_tragwerk-ag-800x965.webp 800w\" sizes=\"auto, (max-width: 1001px) 100vw, 1001px\" \/><\/figure>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-27653db5\"><div class=\"gb-container gb-container-27653db5\">\n\n<h2 class=\"wp-block-heading has-text-align-left aos-fade-up has-accent-color has-text-color has-link-color wp-elements-cc5b5da545291c72b991db1a929b6709\">Personal Security \/ Pension Funds<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">How much pension or capital will I receive after retirement? How will I be covered in the event of an accident or an illness? The tax benefits of pension funds.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">We support you so you can lead a financially independent life in the future. We offer an individual assessment of your current financial situation and then work with you to develop the optimal solution for you.<\/p>\n\n\n\n<div style=\"height:2em\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"gb-container gb-container-832f8155 accordion gb-accordion\">\n<div class=\"gb-container gb-container-be7d9ca7 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-6ef88ed7 gb-accordion__toggle\" id=\"gb-accordion-toggle-6ef88ed7\"><span class=\"gb-button-text\"><strong>Third Pillar 3A<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-b1a2a86f\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-b1a2a86f\">\n\n<p class=\"wp-block-paragraph\">Whether insurance or bank solutions, we show you the important differences and what is the best solution for your individual situation.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-4e1413d8 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-414547bc gb-accordion__toggle\" id=\"gb-accordion-toggle-414547bc\"><span class=\"gb-button-text\"><strong>Third Pillar 3B<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-45dec670\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-45dec670\">\n\n<p class=\"wp-block-paragraph\">Would you like to save for your retirement, in addition to your Third Pillar 3A, or, if you are single, with a Third Pillar 3B we can help you choose a savings strategy on top of the base benefit.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-bdcf99f6 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-f1fd25c9 gb-accordion__toggle\" id=\"gb-accordion-toggle-f1fd25c9\"><span class=\"gb-button-text\"><strong><strong><strong><strong><strong>Life Insurances<\/strong><\/strong><\/strong><\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-08733e6d\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-08733e6d\">\n\n<p class=\"wp-block-paragraph\">Are you moving into your own home (mortgage protection), or would you like to protect your family in case of death or disability? We will compare the available solutions on the market and can offer you non-biased advice so you can profit from the insurance products with the best price\/performance ratio.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-2be8c425 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-212ad77a gb-accordion__toggle\" id=\"gb-accordion-toggle-212ad77a\"><span class=\"gb-button-text\"><strong><strong><strong><strong><strong>Vested Benefit Accounts<\/strong><\/strong><\/strong><\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-425a249b\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-425a249b\">\n\n<p class=\"wp-block-paragraph\">A vested benefits account is an account where you can transfer your accumulated pension capital to. This only applies to occupational pensions schemes (BVG \u2013 Second Pillar). We can support you with optimizing and\/or investing these funds.<\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-a12e5392 alignfull\" id=\"insurances\">\n<div class=\"gb-container gb-container-613a248f\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-32cd434f\">\n<div class=\"gb-grid-column gb-grid-column-cda9add2\"><div class=\"gb-container gb-container-cda9add2\">\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"753\" height=\"764\" src=\"https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Versicherungen-Basel.jpg\" alt=\"\" class=\"wp-image-6437\" style=\"aspect-ratio:3\/4;object-fit:cover;width:585px;height:auto\" srcset=\"https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Versicherungen-Basel.jpg 753w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Versicherungen-Basel-296x300.jpg 296w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Versicherungen-Basel-500x507.jpg 500w\" sizes=\"auto, (max-width: 753px) 100vw, 753px\" \/><\/figure>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-3df3322d\"><div class=\"gb-container gb-container-3df3322d\">\n\n<h2 class=\"wp-block-heading has-text-align-left aos-fade-up has-accent-color has-text-color has-link-color wp-elements-924386f6e9d3cd4dd191299705a7ca8c\">Insurances<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Are my insurance premiums competitive and does the cover meet my needs?<br>Where can I report a claim?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You can benefit form our expertise and we can help you with optimizing your current insurance portfolio<\/p>\n\n\n\n<div style=\"height:2em\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"gb-container gb-container-7171e599 accordion gb-accordion\">\n<div class=\"gb-container gb-container-7d4aa91a gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-cfec8989 gb-accordion__toggle\" id=\"gb-accordion-toggle-cfec8989\"><span class=\"gb-button-text\"><strong>Health Insurance<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-fede90fc\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-fede90fc\">\n\n<p class=\"wp-block-paragraph\">Choosing the right health insurance for you and your family can be quite a challenge for many people. We will provide you with comparisons between the different health insurance premiums of the highly rated health insurance companies in Switzerland and supply you with all the necessary information \u2013 independent and non-biased. We help you quickly find the best health insurance coverage that fits your and your family\u2019s needs \u2013 Basic (mandatory) and Supplementary health insurances.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-62642dec gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-417b4cc3 gb-accordion__toggle\" id=\"gb-accordion-toggle-417b4cc3\"><span class=\"gb-button-text\"><strong>Household (house contents)<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-ca692e98\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-ca692e98\">\n\n<p class=\"wp-block-paragraph\">The house contents insurance protects your personal belongings in the event of damage by fire, water, theft and glass breakage.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-e4239cb2 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-6a863445 gb-accordion__toggle\" id=\"gb-accordion-toggle-6a863445\"><span class=\"gb-button-text\"><strong><strong><strong><strong><strong>Car<\/strong><\/strong><\/strong><\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-1be128e3\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-1be128e3\">\n\n<p class=\"wp-block-paragraph\">Would you like to insure your new car, or change your current car insurance? Would you like to choose the exact cover for your car that suits you \u2013 and only pay the premium on the cover you actually desire and need.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-cba92137 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-7981348f gb-accordion__toggle\" id=\"gb-accordion-toggle-7981348f\"><span class=\"gb-button-text\"><strong><strong><strong><strong><strong>Liability Insurance (3rd Party Liability Insurance)<\/strong><\/strong><\/strong><\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-6d953e00\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-6d953e00\">\n\n<p class=\"wp-block-paragraph\">This cover you should you accidentally damage something (including damages to your rented apartment or house), or accidentally hurt someone (e.g. accidentally hit someone while riding your bicycle).<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-5e34fb17 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-09ed9576 gb-accordion__toggle\" id=\"gb-accordion-toggle-09ed9576\"><span class=\"gb-button-text\"><strong>Legal Protection Insurance<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-de268fd6\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-de268fd6\">\n\n<p class=\"wp-block-paragraph\">Would you like to protect yourself in case of a legal dispute so you don\u2019t have to bear the high legal costs yourself? Legal protection insurance provides cover for the financial risks that can arise from a legal dispute.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-1622fade gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-3b5f30e6 gb-accordion__toggle\" id=\"gb-accordion-toggle-3b5f30e6\"><span class=\"gb-button-text\"><strong>Building Insurance<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-78c8f63c\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-78c8f63c\">\n\n<p class=\"wp-block-paragraph\">This insurance protects your owned house, or building against various damages as well as sudden unforeseeable events.<\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-8dcd1e2d alignfull\" id=\"mortgages\">\n<div class=\"gb-container gb-container-7da32e6d\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-3f483a05\">\n<div class=\"gb-grid-column gb-grid-column-a466df72\"><div class=\"gb-container gb-container-a466df72\">\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"753\" height=\"764\" src=\"https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Hypotheken-Basel.jpg\" alt=\"\" class=\"wp-image-6432\" style=\"aspect-ratio:3\/4;object-fit:cover;width:585px;height:auto\" srcset=\"https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Hypotheken-Basel.jpg 753w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Hypotheken-Basel-296x300.jpg 296w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Hypotheken-Basel-500x507.jpg 500w\" sizes=\"auto, (max-width: 753px) 100vw, 753px\" \/><\/figure>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-323cc950\"><div class=\"gb-container gb-container-323cc950\">\n\n<h2 class=\"wp-block-heading has-text-align-left aos-fade-up has-accent-color has-text-color has-link-color wp-elements-139ef74f957b07c25ebf585ee6eb124f\">Mortgages<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">How can I finance my own home? What do I need? Which bank offers the best conditions?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">As an Independent partner, we can help you find the right bank with the right conditions. Our competent all-around mortgage advice is offered to you at no cost.<\/p>\n\n\n\n<div style=\"height:2em\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"gb-container gb-container-1bc81b91 accordion gb-accordion\">\n<div class=\"gb-container gb-container-f6711582 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-fb4e39ee gb-accordion__toggle\" id=\"gb-accordion-toggle-fb4e39ee\"><span class=\"gb-button-text\"><strong>Fixed Interest Mortgages<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-d53ee367\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-d53ee367\">\n\n<p class=\"wp-block-paragraph\">A fixed mortgage has a fixed interest rate and a fixed term. With this approach you can secure a favorable interest rate for a set number of years. During the term of the fixed interest mortgage your interest rates are protected.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-61089f2d gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-934f624a gb-accordion__toggle\" id=\"gb-accordion-toggle-934f624a\"><span class=\"gb-button-text\"><strong>Variable Interest Mortgages<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-1e8bbbe2\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-1e8bbbe2\">\n\n<p class=\"wp-block-paragraph\">With a variable interest mortgage, you can cancel the contract at any time with a 3-months\u2019 notice. With this approach you can remain very flexible and can benefit from potentially lower interest rates in the future.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-520c2903 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-61e3a779 gb-accordion__toggle\" id=\"gb-accordion-toggle-61e3a779\"><span class=\"gb-button-text\"><strong><strong><strong><strong><strong>SARON<\/strong><\/strong><\/strong><\/strong><\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-1797210b\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-1797210b\">\n\n<p class=\"wp-block-paragraph\">The SARON (Swiss Average Rate Overnight) as a mortgage interest index has been around since 2009 and that rate is calculated on the basis of completed transactions and binding quotes (purchase and Sales prices) on the Swiss money market. This methodology was developed by SIX Group AG (abbreviated simply as SIX) in cooperation with the Swiss National Bank (SNB). The SARON is publicly transparent and very robust and meets the requirements of international bench mark standards. It is calculated and published daily right after the SIX closing bell (18:00 UTC). SIX (Swiss Infrastructure and Exchange) is the Swiss Stock Exchange.<\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-7493ca9b alignfull\" id=\"real-estate\">\n<div class=\"gb-container gb-container-22c1f017\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-52aa9169\">\n<div class=\"gb-grid-column gb-grid-column-0b55ddcc\"><div class=\"gb-container gb-container-0b55ddcc\">\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"753\" height=\"764\" src=\"https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Immobilien-Basel.jpg\" alt=\"\" class=\"wp-image-6433\" style=\"aspect-ratio:3\/4;object-fit:cover;width:585px;height:auto\" srcset=\"https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Immobilien-Basel.jpg 753w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Immobilien-Basel-296x300.jpg 296w, https:\/\/www.tragwerk-versicherungen.ch\/wp-content\/uploads\/Immobilien-Basel-500x507.jpg 500w\" sizes=\"auto, (max-width: 753px) 100vw, 753px\" \/><\/figure>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-698a9a13\"><div class=\"gb-container gb-container-698a9a13\">\n\n<h2 class=\"wp-block-heading has-text-align-left aos-fade-up has-accent-color has-text-color has-link-color wp-elements-eecd165049cf5d9df39bae26298b90f2\">Real Estate<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Would you like to sell your house \/ apartment or buy a house \/ apartment?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">We work with experts who can accompany you from beginning to end during the sale or purchase of your property.<\/p>\n\n\n\n<div style=\"height:2em\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"gb-container gb-container-9b1b669b accordion gb-accordion\">\n<div class=\"gb-container gb-container-204b190c gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-857a0832 gb-accordion__toggle\" id=\"gb-accordion-toggle-857a0832\"><span class=\"gb-button-text\"><strong>Indirect Amortization<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-d45e7de9\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-d45e7de9\">\n\n<p class=\"wp-block-paragraph\">With indirect amortization, the total amount of the mortgage remains the same and the bank does not require repayment in regular tranches.<\/p>\n\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-cf641e6f gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-0ec51aaf gb-accordion__toggle\" id=\"gb-accordion-toggle-0ec51aaf\"><span class=\"gb-button-text\"><strong>Protecting \/ Insuring your Mortgage<\/strong><\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\" fill=\"currentColor\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\" role=\"img\" class=\"gb-accordion__icon-open\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-2e7ecc35\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-2e7ecc35\">\n\n<p class=\"wp-block-paragraph\">Would you like to protect or insure your mortgage, please ask us how and we\u2019d be very glad to show you how.<\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-b23e93a0 alignfull\">\n<div class=\"gb-container gb-container-5e78e7d9\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-f951061a\">\n<div class=\"gb-grid-column gb-grid-column-9686c42c\"><div class=\"gb-container gb-container-9686c42c aos-fade-up\">\n\n<h2 class=\"wp-block-heading big has-contrast-color has-text-color has-link-color wp-elements-ad4eaf804dae7b41d65a83482e2695a0\" style=\"font-size:3rem\">Our independent advice will help you find the best value for money and avoid unnecessary expenses.<\/h2>\n\n\n\n<div style=\"height:2em\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons 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